Send & Receive SwifCash, Bill Payments, Mobile Credit Topups, Payment Gateway API.


Payswif’s aim is to reduce cash dependancy within the SVG.

Over $2 Million EC in transactions, see investor pitch here.

Send SwifCash

It’s faster and safer to use Payswif when compared to cash!

Send swifcash to a friend or family.


You can send swifcash to anyone with a Payswif account in seconds using your debit card, credit card. 

Please read more about pricing details here.

Send Swifcash Now!

Receive SwifCash

Signup an account and instantly request money for personal or business needs.


What is Payswif?

Payswif allows businesses and individuals within St. Vincent and the Grenadines to conduct e-commerce transactions such as; online shopping for products and services, digital money transfers, bill payments, digital mobile top-ups for local carriers and API integration for websites and mobile apps. Read our Frequently ASKED Questions here

Signup with Payswif

Firstly, you’ll need to install our mobile app and complete the signup process. Watch our Registration video here

Install the App

Requesting Swifcash

The fastest way to get swifcash is by sending a request link with your phone number app.payswif.com/17845554444


Spending Swifcash

 Here are a few features you can take advantage of;  Bill Payments (CWSA, FLOW, VINLEC, COURTS), Mobile Credit Topups (DIGICEL,FLOW)


Visit our office today or use your bank card from home! 

Convert to digital money!

Payswif allows you to recharge your account balance in a variety of ways; visit our office location in kingstown SVG and use our smart kiosk machine, use your debit/credit card online from the link below. Read more on pricing here.

Recharge Now!

News & Announcements

Keep track of our progress and noteworthy events of Payswif. Join Our Whatsapp

April 24, 2020
Great app with numerous useful features integrated such as paying bills, credit top-up and the ability to send money to others……The interface is very sleek and user friendly.It is also easy to navigate. I would recommend this app to anyone.
shamar culzac
Google play

Wow! I was like no way this is true but I now understand the hype behind this. I actually paid vincy bills I couldn’t make it up CWSA and this actually worked and I see me balance too Haha ok ok i get it now thumps payswif 👍🥰

Cedella Baptiste
google play

Best experience ever! makes everything soo much easier ….Get this app and you can top up your phone credit , shop online ,transfer/send money to your friends or family and even pay your bills right at home …Download this app ..i’m so glad I did!😁

Jenjen Richards
Google play

Long awaited solution to receiving online payment in Saint Vincent as PayPal and other like services don’t offer the option to receive payment. Great job guys, well done!!

Steafan Taylor
google play


Google play

From sign up to operational quick and easy. No in-service obstacles. Excellent application. Looking forward to continued use.

Google Play

I got paid from international markets. Imagine my surprise when I realized that I didn’t need a bank account I love this method because it works best for me in addition I got support because they answer any queries I had. Awesome app😂

Precious-Joy Gordon
Google play

It’s a wonderful service that it easy to use from the comfort of your home. You can pay bill, top and much more . 5/5

Dark Rabbit
google play

It’s very easy to use, it helps saving time in top up phone with credit and paying bills. It is well deserving of a 5 star review

Javan DaSilva
google play

Very easy to use, and reliable. Can be use paid all your bills and can top up your phone with credit. It have many features, one is linking your Amazon account and purchasing gift cards….would highly recommend 5/5

google play

Makes bill payments and other micro transactions conveniently from any location. Easy to use with no hassle 💯👍🏾

Phil Andrew
google play

Very responsive and convenient app for when you’re not able to make transactions in person. Pay bills and top up your credit with ease.

Brian Nash
Google play

This is a great app dont have to leave my house to pay my utility bills, Buy credit one time, good for all you payments any where in the world and on the clock of your phone

google play

Communication is Everything

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