Payswif Gives You Endless Possibilities 


Getting Started

Setting up your Payswif account is fast and easy, just follow these steps below and you’re ready to start sending and recieving payments. Read our Frequently ASKED Questions here

  1. Sign Up & Verify

    Provide a few details and choose the account that’s right for you. Your mobile phone number will be used as your account ID, you will receive a phone call or an SMS message to complete the verification process.

  2. Activate Your Account

    Now, check your email  inbox for a Payswif Activation Message with a link to activate your account. 

  3. Start Using Payswif

    Whether your purpose for using Payswif is about business or personal use you can take advantage of some or all of the features Payswif  has to offer.

Best Features

See what Payswif has to offer

Money Transfers

It’s truly amazing how fast it is to receive money from abroad directly to your Payswif account or send locally to other users with Payswif.


There is no excuse in starting your online webstore or mobile app. Payswif gives you the tools to conduct local or international ecommerce.

Online Shopping

Paying for goods and services online locally is now possible with Payswif

Earn Money

Enlist as a Payswif Agent and conduct conversions within our network for 1% profit per transaction. Create a new revenue stream that works for you.

Earn Money

Enlist as a Payswif Agent and conduct conversions within our network for 1% profit per transaction. Create a new revenue stream that works for you.

Great Support

We are here to help 24/7 with any questions or queries you may have.

  • Send or Receive Payments

  • Money Transfers ( Local, International)

  • Customizable donation or static Payment Links

  • Your custom branded business Prepaid Cards powered by Payswif

  • Developer Integrations (WordPress, REST)

  • Account Activity Log

  • Online & Local Agent Top-ups

  • Deploy a business Kiosk App on our  Self-Serve Smart Kiosk  Machines

  • Earn Money as a Payswif Agent

  • No Bank account Required

  • No Setup Cost or Monthly Fees

  • Payswif’s very own Electronic Multi Email Invoicing with a single click

Have a few questions?

Here is a list of some of the most asked questions as it relates to Payswif. If you questions are not fully answered please send us an email.

What can I do with Payswif?

  • Conduct local online payments to businesses for services or products from within our network.
  • Create an ecommerce website and start selling your own products or services locally and internationally.
  • Move money back and forth between family, friends or employees with easy money transfers.
  • Become a recharge (topup) Agent and earn 1% on any amount of swifcash (our digital currency) brought or sold.
  • Host one of our Public Smart Kiosk Machines  and earn extra revenue while offering convenience to your customers.
  • Business account holders can obtain custom branded Prepaid cards with API tools to offer faster payments on internal accounts, enable in-store kiosk payments or create loyalty points to reward those frequent customers.
  • Personal account holders can obtain any powered by Payswif prepaid card to enable faster in-person or Smart Kiosk Payments.

What are the cost associated with Payswif?

There is no setup fee, no monthly fee for your payswif account. Recharging (topping-up) your account locally does not incur any fee. 

For more details on the current fees please read more here.

How does Payswif work?

Payswif was design to operate as an unbanked payment solution. This means all you need to get started with us is a mobile phone.

Our model is based on a PayAsGo or Airtime concept. Which means you can recharge (topup) your account at agents or using other online means.

You can instantly start an online business or pay for goods and services using Payswif in just a few minutes.

How do I recharge my account?

Payswif creates a network of strategically located agents across St. Vincent and the Grenadines. You can view the list of agents by logging into your account under the recharge page.

Online recharge is also possible through debit/credit card however third party recharge processes at external fees outside of Payswif.

How do I earn money as an agent?

As a registered and approved Payswif Agent you can earn money through conversions ( buying & selling) of our digital currency swifcash.

  • You can earn 1% profit on selling of swifcash to users
  • You can earn 1% on buying of swifcash from users

Please contact us if you are interested in becoming an agent.

How do I create a webstore with Payswif?

Creating a webstore is easier today than ever before. So we’ve ensured to support one of the top platforms, wordpress & woocommerce.

Installing our plugin will have your website ready to process payments in minutes. 

Don’t have a wordpress website or need integration for mobile Apps, no problem you can use our REST API.

Please contact us for further details

Does Payswif require a bank account?

In short, No. Payswif was design to be used by the large population of unbanked individuals and give new businesses the opportunity to capitalize on the growing ecommerce space of the internet. 

You can create and use your Payswif account in just a few minutes after registration. You can still however link a bank account to Payswif to obtain additional features and increase your account limits.

What currencies do Payswif support?

Payswif accounts use Eastern Caribbean Dollars (EC,XCD) as its main currency within the digital wallet.

When making payments customers will have the option of paying through USD when using card payments options.

Should the card holder’s account operate within another currency, conversions are done to USD and conversion fees may apply to the customer outside the scope of Payswif.

What are your policies and how do they apply to me or my business?

Account Holders will have to accept our usage, terms and conditions, privacy policy and all other policies in connection before registration. You can find more information our that here.

Businesses of the Payswif Platform will need to make public the following policies to their customers as follows;

  • Terms & Conditions
  • Delivery & Refund Policy
  • Privacy Policy

Your account type and use-case of Payswif will determine which policies and sections apply to you.

For more information, please contact us.

Locate A Payswif Agent Near You

Become A Payswif Agent

Payswif Agents are located all around St. Vincent and the Grenadines, look out for the Recharge Signs.

You may also recharge instantly within the App using your credit debit card.

Join Our Network 

Meet the growing list of partners that make up the Payswif ecosystem.

News & Announcements

Keep track of our progress and noteworthy events of Payswif


Communication is Everything

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