Have a few questions?
Here is a list of some of the most frequently asked questions as it relates to Payswif. If your questions are not fully answered please send us an email.
Payswif was design to operate as an unbanked payment solution. This means all you need to get started with us is a mobile smartphone or any internet enabled device; no bank account required. Payswif allows you to add funds to your account by recharging through online means such as Paypal, Zelle, SVG Credit Unions and Debit and Credit Cards.
Your balance can then be sent to other users of Payswif or used to execute in app services for Bill Payments and Mobile Credit Topups for Digicel or Flow.
You can even start an online business or pay for goods and services using Payswif in just a few clicks.
Firstly, the receiver must have a payswif account, they can install the app here also use the tutorial video on registering to help.
As the sender you are not required to register or install the app, this is only optional for you.
the receiver can then send a quick money request link and you can use your debit,credit card or paypal to send money to them instantly. See how to request money here
Please be aware of limits & pricing, read here
Our office is located on Grenville Street, upstairs the St. Hill Plaza Building, Kingstown St Vincent and the Grenadines.
Yes, you can receive money from almost any country in the world into your payswif account. Please read our pricing page for more information here.
You can use more customized Payment links from the Receive Page of the App. Senders are not required to create a Payswif account when using a debit-credit card or Paypal to send you funds.
Payswif offers a variety of ways to send money across borders. You can send money via withdrawals to Zelle, Banks or Paypal international account holders. Please note currency conversion fees by banks maybe be applied on the receiving end of the transactions.
Please read more here
Yes you can, please read the rates and limits here.
Recharge your account using several options. View Videos here
To withdraw money out of Payswif there are various methods, including cash at our office or sending to a financial institution. Watch the help videos here
There is no setup fee, no monthly fee for your Payswif account. Recharging (topping-up) your account at our HQ does not incur any fee.
For more details on the current fees please read more here.
Yes, please visit here
You can create and use your Payswif account in just a few minutes after registration. Adding a bank account or credit union account in Payswif is optional. View our video tutorials here
Yes you are required to have 1 piece of valid ID ( National ID, Driver’s ID, Farmer’s ID or Passport) please read withdrawal limits here.
Here’s what you can do with Payswif;
Payswif accounts use Eastern Caribbean Dollars (EC,XCD) as its main currency within the digital wallet. When making payments customers will have the option of paying through USD when using card payments options; should the card holder’s account operate within another currency then conversions are done automatically to USD. Please note conversion fees may apply to the customer outside the scope of Payswif when using third-party payment options.
Read more on pricing, rates & limits here
Creating a custom webstore is easier today than ever before. So we’ve ensured to support one of the top platforms, wordpress & woocommerce.
Installing our ready to use plugin will have your website ready to process payments in minutes.
Do you have a mobile app or non-wordpress website? We’ve developed an API for experienced integration.
Developers contact us here
Account Holders will have to accept our usage, terms and conditions, privacy policy and all other policies in connection before registration. You can find more information here.
Businesses of the Payswif Platform will need to make public the following policies to their customers as follows;
Your account type and use-case of Payswif will determine which policies and sections apply to you.
For more information, please contact us.
Payswif is a product of Research Innovate Lifestyle, founded in St. Vincent and the Grenadines in the year 2014. Read More
Currencies Supported: EC/XCD, USD
Research Innovate Lifestyle | Kingstown, Grenville Street, St. Hill building - St. Vincent and the Grenadines
Please do not use your personal account to raise funds as it is limited, you can direct donors to donate.payswif.vc
Are you a charity, business or organization looking to raise money for helping persons here in SVG, Fill the form here.
Temporary Opening Hours Mon-Fri 8:30AM- 2:00PM
Contact us via whatsapp 17844922792.