Have a few questions?

Payswif FAQ

How does Payswif work?

Payswif was design to operate as an unbanked payment solution. This means all you need to get started with us is a mobile smartphone or any internet enabled device; no bank account required. 

After recharging at our office or at an agent, your balance can then be sent to other users of Payswif or used to execute in app services for Bill Payments and  Mobile Credit Topups for Digicel or Flow. You can even start an online business or pay for goods and services using Payswif in just a few clicks.

How can I send money to someone?

First, ensure you have a minimum balance. Then navigate to the Send/Pay page within the app. Enter the recipient’s mobile phone number along with the amount an a optional message then confirm the transaction.

Where is Payswif's Head Office?

Our office is located on Grenville Street, upstairs the St. Hill Plaza Building, Kingstown St Vincent and the Grenadines.


How can I receive money through Payswif?

  1. Open the Payswif App,
  2. Navigate to the Homepage
  3. Click Quick Money Request
  4. Send the Link via Whatsapp 
  5. View video tutorial here

You can use customized Payment links from the Receive Page of the App. 

Can I send money to persons or businesses overseas?

No, however this may become possible in the future.

Can I accept debit-credit card or paypal Payments?

No, However this may become possible in the future!

How do I recharge my account?

Recharge your account using several options. View Videos here

  1. Via our office location. ( contact us)
  2. Via local & international bank transfers from an account in your name (1-5 business days)
  3. Via monthly salary deductions ( contact us)


How do I take money out of Payswif?

To withdraw money out of Payswif there are various methods, including cash at our office or sending to a financial institution. Watch the help videos here 

What are the rates associated with Payswif?

There is no setup fee, however there is a monthly fee of $5 EC for your Payswif account. 

For more details on the current fees please read more here.

How can I reset my password?

Yes, please visit here

Does Payswif require a bank account?

You can create and use your Payswif account in just a few minutes after registration. Adding a bank account or credit union account in Payswif is optional. View our video tutorials here

Do I need a form of ID to collect money?

Yes you are required to have 1 piece of valid ID ( National ID, Driver’s ID, Farmer’s ID or Passport) please read withdrawal limits here.

Is there a Payswif Mobile App?

Yes you can install our android or iOS app here and if you are happy with the service please don’t hesitate to leave us a positive review on the appstores, it really helps!

Additionally you can sign into our WebAPP on any device from here.

What else can I do with Payswif?

Here’s what you can do with Payswif;

  • Conduct local online payments to businesses for services or products from within the Payswif network.
  • Conduct Bill Payments (Digicel,CWSA,Vinlec,Flow,Courts)
  • Create an ecommerce website and start selling your own products or services locally. Click here to get a free webstore.
  • Transfer money between family, friends or employees in just a few clicks.
  • Become a recharge Agent and earn money.
  • Create a pocket saver account and start saving towards a gift, a new car or penny saving for your kids.

What currencies do Payswif support?

Payswif accounts use Eastern Caribbean Dollars (EC,XCD) as its main currency within the digital wallet. 

Read more on pricing, rates & limits here

How do I create a webstore with Payswif?

Creating a custom webstore is easier today than ever before. So we’ve ensured to support one of the top platforms, wordpress & woocommerce.

Installing our ready to use plugin will have your website ready to process payments in minutes. 

Do you have a mobile app or non-wordpress website? We’ve developed an API for experienced integration.

Developers contact us here

Get a Ready to go free webstore

What are your policies and how do they apply to me or my business?

Account Holders will have to accept our usage, terms and conditions, privacy policy and all other policies in connection before registration. You can find more information here.

Businesses of the Payswif Platform will need to make public the following policies to their customers as follows;

  • Terms & Conditions
  • Delivery & Refund Policy
  • Privacy Policy

Your account type and use-case of Payswif will determine which policies and sections apply to you.

For more information, please contact us.

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